For the adventure activities in Nepal, insurance is very necessary. Especially, trekking and mountaineering cannot be imagined without insurance because of the lot of possible risks involved. You can never predict how the weather and temperature might change or can never be sure how the circumstance might differ once you arrive or while you are travelling. Insurance in Nepal does not cover the excursion in the high altitude, so you are kindly requested to do the insurance in your own country.
Travel insurance helps to develop confidence in travellers knowing he/she will be insured in case of some unlucky incidents when you are trekking in the high alpine region. Helicopter rescue may become essential because hospitals with proper facilities are only available in the city areas and someone might be in dire situation. The travel insurance will cover all of these unexpected and uncontrollable expenses which will compensate you for those lost times and fortune. Hence travel insurance is the must if you’re trekking in Nepal and the mountainous region.